The Best UPI Betting Sites in India Reviewed for 2024

Drawing on my extensive knowledge as part of the BettingTop10 India team, I have compiled a detailed guide to the best betting sites in india that accept UPI. Revolutionizig the landscape of online betting sites, UPIs make depositing funds and withdrawing winnings instantaneous, easy and secure. 

This page is a concise yet comprehensive comparison tool to empower Indian bettors to leverage UPI to its fullest potential in the betting arena. It was meticulously crafted to give you all the information you need to find the best UPI betting site for you: supported UPI apps, the most attractive welcome bonuses, the minimum deposit and withdrawal thresholds, fastest transaction times and more.

Betting SiteUPI SupportedSpecific UPI typeWelcome BonusMin. DepositMin. WithdrawalBet Now
10CricYesPaytm, EZeeWallet100% up to ₹30,000*₹1,000₹1,00010Cric
RajabetsYes

Paytm, Google Pay, BHIM, PhonePe, Whatsapp Pay, Amazon Pay, Jio

150% up to ₹1,00,000₹500₹1,000Rajabets
22BetYes

Paytm, Google Pay, PhonePe

100%* up to 
₹10,000
₹500₹1,00022Bet
ParimatchYesPhonPe, BHIM150% bonus₹800₹500Parimatch
M88!YesPaytm, PhonePe, BHIM150%* up to ₹10,000 for sports₹500₹500M88
Fun88YesGoogle Pay, BHIM, Paytm, PhonePeUp to ₹15,000₹100₹500Fun88
W88YesPaytm, PhonePe150%* up to ₹15,000₹100₹100W88
Baji LiveYesUPI, Paytm, Google Pay, PhonePe, BHIM150%* up to Rs. 5,000₹50₹1,000Baji Live
BetPlaysYesPaytm, PhonePe100% up to ₹50,000 + 250 free spins₹500₹1,000BetPlays
10Cric
UPI Supported
Yes
Specific UPI type
Paytm, EZeeWallet
Welcome Bonus
100% up to ₹30,000*
Min. Deposit
₹1,000
Min. Withdrawal
₹1,000
Bet Now
Rajabets
UPI Supported
Yes
Specific UPI type

Paytm, Google Pay, BHIM, PhonePe, Whatsapp Pay, Amazon Pay, Jio

Welcome Bonus
150% up to ₹1,00,000
Min. Deposit
₹500
Min. Withdrawal
₹1,000
Bet Now
22Bet
UPI Supported
Yes
Specific UPI type

Paytm, Google Pay, PhonePe

Welcome Bonus
100%* up to 
₹10,000
Min. Deposit
₹500
Min. Withdrawal
₹1,000
Bet Now
Parimatch
UPI Supported
Yes
Specific UPI type
PhonPe, BHIM
Welcome Bonus
150% bonus
Min. Deposit
₹800
Min. Withdrawal
₹500
Bet Now
M88!
UPI Supported
Yes
Specific UPI type
Paytm, PhonePe, BHIM
Welcome Bonus
150%* up to ₹10,000 for sports
Min. Deposit
₹500
Min. Withdrawal
₹500
Bet Now
Fun88
UPI Supported
Yes
Specific UPI type
Google Pay, BHIM, Paytm, PhonePe
Welcome Bonus
Up to ₹15,000
Min. Deposit
₹100
Min. Withdrawal
₹500
Bet Now
W88
UPI Supported
Yes
Specific UPI type
Paytm, PhonePe
Welcome Bonus
150%* up to ₹15,000
Min. Deposit
₹100
Min. Withdrawal
₹100
Bet Now
Baji Live
UPI Supported
Yes
Specific UPI type
UPI, Paytm, Google Pay, PhonePe, BHIM
Welcome Bonus
150%* up to Rs. 5,000
Min. Deposit
₹50
Min. Withdrawal
₹1,000
Bet Now
BetPlays
UPI Supported
Yes
Specific UPI type
Paytm, PhonePe
Welcome Bonus
100% up to ₹50,000 + 250 free spins
Min. Deposit
₹500
Min. Withdrawal
₹1,000
Bet Now

*The percentage of welcome bonus may vary based on the deposit amount and other terms and conditions of the betting site. It's advisable to check the specific terms and conditions on each betting site for the most accurate information

Top 5 UPI betting sites

As an expert, I'm thrilled to share my curated list of the top 5 UPI sports betting sites in India. This selection is designed to elevate your betting journey, each site chosen for its robust integration of UPI, ensuring seamless transactions.

10CRIC

10CRIC is a prominent betting platform in India, particularly known for cricket betting. It offers a broad spectrum of sports and online casino games, enhancing the betting experience with its extensive range of betting odds and promotional offers. The platform stands out for its integration of UPI apps, emphasizing user-friendly transactions and security. It supports responsible gaming and provides a seamless live betting interface for cricket and other sports. Moreover, 10CRIC is licensed by the Government of Curaçao and offers exciting bonuses with fair requirements.

Pros:

  • Exclusively focused on the Indian market.
  • Offers a wide variety of sports with competitive odds, covering over 60 sports and more than 60,000 betting events weekly.
  • Provides substantial welcome bonuses for sportsbooks and casinos, with offers up to INR 60,000 and free bets.
  • Features a comprehensive online casino with over 1,000 games, including Indian favorites like Teen Patti and global attractions like poker and blackjack.
  • Facilitates a variety of India-friendly payment options including UPI, credit/debit cards, e-wallets, and cryptocurrencies.
  • Maintains a user-friendly app for both Android and iOS users.
  • Includes a loyalty club offering rewards for betting and playing casino games​​​​​​​​​​​​​​​​.

Cons:

  • The website is only available in English, limiting accessibility for non-English speakers.
  • Live chat support is available only for registered users.
  • Card withdrawals can take up to 30 days, which might be inconvenient for some users.
  • Players outside of India cannot register an account​​​​.

In summary, 10CRIC is a well-rounded betting site with a strong focus on cricket, offering a wide range of sports and casino games, various payment options, and user-friendly features, but has limitations in language support and accessibility for international users.

Site overview

  • Founding Year: 10CRIC was launched in 2019 and is relatively new in the Indian betting market​​.
  • Operator and Licensing: The platform is fully licensed and regulated with a license from the government of Curacao. It emphasizes player security and uses advanced technology to protect user information and transactions​​.
  • Supported Products: 10CRIC focuses predominantly on cricket betting but also offers a wide range of sports betting options including football, kabaddi, horse racing, and tennis. It also features a live betting section, allowing bets during ongoing games​​​​.
  • Available Platforms: 10CRIC has a mobile app available for both Android and iPhone users, facilitating betting on the go​​.
  • Security Measures: 10CRIC prioritizes player safety and employs advanced technology for secure transactions and data protection​​.
Betting SiteUPI SupportedSpecific UPI typeWelcome BonusMin. Deposit (INR)Deposit FeeUPI WithdrawalMin. Withdrawal (INR)Withdrawal Fee
10CricYesPaytm, EZeeWallet100% up to ₹30,000*10000Yes10000
10Cric
UPI Supported
Yes
Specific UPI type
Paytm, EZeeWallet
Welcome Bonus
100% up to ₹30,000*
Min. Deposit (INR)
1000
Deposit Fee
0
UPI Withdrawal
Yes
Min. Withdrawal (INR)
1000
Withdrawal Fee
0
10cric
100% Welcome Bonus up to ₹32,000
COPY CODE: 10WELCOME

Mostbet

MostBet, a relatively new entrant among sports betting sites in India, has earned a strong reputation for its extensive betting markets in cricket and football. Recognized as one of the top Paytm betting sites, it is known for its rapid withdrawal process​​. Established in 2009, MostBet operates in over 90 countries, offering a simple and efficient betting platform. It caters to Indian customers by supporting Hindi and providing 24/7 customer service, a range of casino games, and local deposit and withdrawal options like Paytm and UPI. The platform emphasizes safety and security, using the latest technologies and adhering to KYC policies and account verification guidelines​​. 
 
MostBet is a pioneer in allowing bets in Indian currency and supports various Indian banking methods. Its site and apps (available for iOS and Android) support several Indian languages, making it highly accessible. It is a legitimate betting site, with a wide range of sports and casino games, and has engaged prominent figures like Andre Russel as brand ambassadors. Licensed by the Curacao gaming authority, MostBet is known for its secure and trusted payment processing through Venson LTD​​​​​​​​​​​​.

Pros:

  • Offers over 8,000 daily betting events.
  • Covers more than 30 sports, including popular Indian sports like cricket and football.
  • Features live betting on major Indian tournaments.
  • Provides a diverse array of over 3,000 casino games.
  • Supports multiple Indian languages, enhancing user accessibility.
  • Enables transactions in INR for both deposits and withdrawals.
  • Facilitates hassle-free payouts through various UPI platforms like Google Pay, Paytm, and PhonePe.
  • Minimum bets start from just INR 10

Cons:

  • Lacks a dedicated customer care number.
  • Does not offer horse racing events​​.

Another review points out MostBet's diverse gambling options, including live casino games and esports. The platform is user-friendly, offering a fast withdrawal process and is licensed under Curacao Gambling laws. It supports a range of cryptocurrencies alongside traditional banking methods, with minimum deposit and withdrawal limits set at ₹300 and ₹1000, respectively. 
  
However, it has some drawbacks, including limited customer support, lack of transparency in terms and conditions, limited esports options, and occasional glitches in the mobile app​​​​​​​​​​. 
 
Finally, MostBet is known for its attractive bonus offers, particularly for new customers. It offers a 125% match on initial deposits up to ₹34,000, applicable to both sports and casino games​​.

Site overview:

  • Operator and Licensing Authority: The platform operates legally in India under a license from the Curacao Gambling Commission​​​​.
  • Founding Year and Headquarters: Mostbet was established in 2009 and is headquartered in Cyprus​​.
  • Supported Products and Services: Mostbet offers a wide range of betting options, including sports like football, tennis, basketball, cricket, and esports. They provide live sports betting and a variety of bet types. The platform is also known for high odds and various bonus offers​​​​.
  • Available Platforms: Mostbet is available in 93 countries and supports various languages, including Hindi for Indian users. They offer a user-friendly interface and provide services on both web and mobile platforms (Android, iOS, and Windows)​​​​.
  • Security Measures: Mostbet emphasizes security and safe gambling practices. They promote responsible gambling and do not allow individuals under 21 to participate in betting. The company is also focused on protecting users from gambling addiction and ensuring safe play​ 
Betting SiteUPI SupportedSpecific UPI typeWelcome BonusMin. Deposit (INR)Deposit FeeUPI WithdrawalMin. Withdrawal (INR)Withdrawal Fee
MostbetYesNot specified100%* up to ₹15,0003000Yes8000
Mostbet
UPI Supported
Yes
Specific UPI type
Not specified
Welcome Bonus
100%* up to ₹15,000
Min. Deposit (INR)
300
Deposit Fee
0
UPI Withdrawal
Yes
Min. Withdrawal (INR)
800
Withdrawal Fee
0
mostbet
Welcome Bonus up to ₹34,000

Parimatch

Parimatch has become a notable choice in the Indian betting and casino market. It offers a diverse range of sports betting markets, including localized favorites like Teen Patti and casino games. The platform's user-friendly interface is a highlight, ensuring a smooth betting experience across devices. Parimatch is known for its generous bonus offerings, including a significant welcome bonus and various promotions like free bets and a loyalty program for regular users.

Pros:

  • Parimatch provides access to a wide range of betting markets, including cricket, kabaddi, hockey, tennis, table tennis, American football, and basketball.
  • The platform offers an immersive betting experience with a comprehensive casino that includes slots, Teen Patti, Andar Bahar, Baccarat, and Aviator.
  • Parimatch features mobile applications for Android and iOS, which are user-friendly and feature-rich with complete cashier functionality.
  • Support is available in multiple Indian languages, including Hindi, Telugu, and Bengali, aiming to resolve issues quickly.
  • A wide range of payment methods is available, including net banking, UPI, Neteller, and more, with near-instantaneous deposits and no fees.
  • The platform offers huge bonuses and promotions, especially during special events like the IPL.
  • Parimatch is licensed by the Government of Curacao and employs strict KYC requirements to safeguard customer information​​​​​​​​​​​​.

Cons:

  • Some users find the Parimatch app difficult to navigate.
  • Live streaming on the desktop version is not of the best quality.
  • The platform could expand its sports offerings to cover more niche markets.
  • There are reports of challenges with customer service and withdrawals​​​​.

In summary, Parimatch offers a strong betting platform with a focus on the Indian market, providing a wide range of sports and casino games, user-friendly mobile apps, and substantial bonus offerings. However, it faces challenges in app navigation, live streaming quality, and customer support responsiveness.

Site Overview:

  • Founding Year: 2013
  • Operator: Chancier B.V.
  • Licensing Authority: Curacao e-gaming; also holds a Malta Gaming Authority (MGA) license
  • Supported Products: Sports Betting, Live Casino, Virtual Sports, Slots
  • Available Platforms: Website, Mobile App (Android)
  • Security Measures: SSL encryption, regulatory compliance from Curacao e-Gaming and MGA
Betting SiteUPI SupportedSpecific UPI typeWelcome BonusMin. Deposit (INR)Deposit FeeUPI WithdrawalMin. Withdrawal (INR)Withdrawal Fee
ParimatchYesPhonpe, Bhim150% bonus8000Yes5000
Parimatch
UPI Supported
Yes
Specific UPI type
Phonpe, Bhim
Welcome Bonus
150% bonus
Min. Deposit (INR)
800
Deposit Fee
0
UPI Withdrawal
Yes
Min. Withdrawal (INR)
500
Withdrawal Fee
0
parimatch
Get a 150% Bonus Up to ₹20000

Rajabets

Rajabets, rapidly emerging as a popular betting site in India since its founding in 2018, offers a comprehensive betting experience for both sports and casino enthusiasts. It is accessible via both desktop and mobile app and is known for its substantial welcome bonus. The site features over fifty sports, including kabaddi, which resonates well with Indian bettors​​​​.

Pros:

  • Supports most Indian payment services and crypto payments.
  • Offers a wide range of betting options and competitive odds.
  • Ensures a fast and simple registration process.
  • Provides many odds on esports.
  • Officially accepts Indian players and supports transactions and bets in Indian rupees.
  • Offers a variety of sports betting options.
  • Has an Android app available.
  • Notable for its generous bonus program.
  • Features a user-friendly mobile app.
  • Provides numerous methods for depositing and withdrawing funds.
  • Enables live betting.
  • Accepts cryptocurrency deposits.
  • Offers 24-hour live chat support​​​​​​​​​​.

Cons:

  • Lacks an iOS app.
  • Sometimes slow in responding to customer support requests.
  • Certain pages on the website may take a long time to load.
  • The process to claim bonuses can be complex and requires following Rajabets on social media and contacting live support​​​​​​.

Rajabets operates as a legal and secure betting platform, licensed by Curacao (License 8048/JAZ2020-029). It observes and obeys both world and Indian laws, ensuring safe and secure deposit and withdrawal processes. The legality of betting in India varies by state, but there is no federal prohibition on online betting. Most states have no specific regulations against gambling, except for a few like Goa, Sikkim, and Daman, which have clear legal frameworks for it​​​​. 
 
Rajabets offers a range of bonuses and promotions, including Welcome Bonus, Wheel of Fortune, eSports Free Bets, and various casino bonuses like No Deposit Bonus and Deposit Bonus. These incentives cater to both new and regular players, enhancing the overall betting experience​

Site overview

  • Founding Year: 2021
  • Operator: Corpmove N.V.
  • Licensing Authority: Curacao e-gaming (no confirmation of a Malta Gaming Authority license)
  • Supported Products: Casino, Lottery, Poker
  • Available Platforms: Website, Mobile App (Android and iOS)
  • Security Measures: SSL encryption, regulatory compliance from Curacao e-Gaming
Betting SiteUPI SupportedSpecific UPI typeWelcome BonusMin. Deposit (INR)Deposit FeeUPI WithdrawalMin. Withdrawal (INR)Withdrawal Fee
RajabetsYesPaytm, 
Gpay, Bhim,Phonepe, Whatsapp pay, amazon pay, jio
150% up to ₹1,00,0005000Yes₹1,0000
Rajabets
UPI Supported
Yes
Specific UPI type
Paytm, 
Gpay, Bhim,Phonepe, Whatsapp pay, amazon pay, jio
Welcome Bonus
150% up to ₹1,00,000
Min. Deposit (INR)
500
Deposit Fee
0
UPI Withdrawal
Yes
Min. Withdrawal (INR)
₹1,000
Withdrawal Fee
0
rajabets-black
200% Welcome Bonus up to ₹100,000

22Bet

22Bet India is a prominent name in the online betting landscape, especially for Indian players. It stands out with its impressive range of betting options, offering a vast sportsbook that includes more than 50 different sports. This diversity caters to a wide array of betting preferences, from popular sports like cricket and football to more niche interests like alpine skiing and darts. What makes 22Bet particularly appealing to Indian players is its focus on local preferences. The platform supports Indian Rupees and popular Indian payment methods such as UPI, Paytm, and Indian NetBanking, alongside other options like Cryptocurrency. This makes transactions convenient and tailored for the Indian audience. 
 
However, despite its strong suits, 22Bet does have some drawbacks. The most notable is its website design, which is considered outdated and slow compared to more modern betting sites. This can affect the user experience, especially for those with slower internet connections or a preference for more contemporary and responsive designs. Another potential downside is the limited FAQ section for Indian users, which might not provide as comprehensive support as some users may require. 
 
In terms of its offerings, 22Bet provides a generous welcome bonus for new users, competitive odds, and a selection of casino games including live dealer options. The site is fully licensed and regulated, ensuring a secure and fair betting environment. 
 
To sum up, 22Bet India is a substantial option for Indian bettors looking for a vast range of sports betting options and localised payment methods. However, users who prefer modern website designs and comprehensive online support might find it lacking in certain aspects​​​​.

Pros

  • One of the biggest sportsbooks in India, offering over 50 different sports.
  • Supports Indian Rupees and popular Indian payment methods like UPI, Paytm, and NetBanking.
  • Competitive welcome bonuses tailored for Indian customers.
  • Fully licensed and regulated, ensuring security and fairness.

Cons

  • The website design is outdated and may be slow to load.
  • Limited FAQ section for Indian users, which might not be as helpful as needed.

Site Overview for 22Bet:

  • Founding Year: 2017​​.
  • Operator: TechSolutions Group N.V.​​.
  • Licensing Authority: Licensed by the Curacao Gaming Authority and the Kahnawake Gaming Commission​​​​.
  • Supported Products: Offers a diverse range of sports betting options with 47 sports and numerous betting markets, along with online slots, table games, live dealer games, and virtual sports​​.
  • Available Platforms: Website, Mobile App (available for both Android and iOS devices)​​.
  • Security Measures: Employs advanced security measures including SSL encryption with 256-bit keys, two-factor authentication, and fraud detection systems to ensure the safety of user data and transactions​​​​​​​​.
Betting SiteUPI SupportedSpecific UPI typeWelcome BonusMin. Deposit (INR)Deposit FeeUPI WithdrawalMin. Withdrawal (INR)Withdrawal Fee
22BetYesPaytm, 
Gpay, Phonepe
100%* up to ₹10,0005000Yes₹1,0000
22Bet
UPI Supported
Yes
Specific UPI type
Paytm, 
Gpay, Phonepe
Welcome Bonus
100%* up to ₹10,000
Min. Deposit (INR)
500
Deposit Fee
0
UPI Withdrawal
Yes
Min. Withdrawal (INR)
₹1,000
Withdrawal Fee
0
22bet
Welcome Bonus ₹10,000
Accepting INR

How to Deposit Using UPI on Betting Sites: A Step-by-Step Guide

Drawing from my experience in the online betting industry, I've created a simplified guide to help you deposit funds using UPI. To make it as clear and easy to follow as possible, I've included screenshots for each step. This guide is designed to demystify the process and ensure you can confidently navigate UPI transactions, regardless of your experience level with online betting platforms. 
 
Step 1: Set Up Your UPI Account

Preparation: To use UPI, you must have an operational Indian bank account linked to a mobile number, and a smartphone to download the UPI app. Below is a screenshot of the Gpay App.

App Installation: Choose and install a UPI-enabled app like BHIM, Google Pay, Paytm, or your bank's proprietary app from your device's app store.

Mobile Verification: Launch the app and register with your mobile number linked to your bank account. Verification typically involves an SMS or a call to ensure the number is active and correct.

Bank Account Linkage: Within the app, select your bank from the provided list. Your account details should be automatically fetched through your mobile number. If not, you may need to manually enter your account details.

UPI ID Creation: After linking your bank account, create your UPI ID (also known as a VPA - Virtual Payment Address). This ID will be used to send and receive money without needing to provide your bank account details. 

Setting the UPI PIN: Set up a UPI PIN by entering your debit card details as prompted. This PIN is essential for authorizing transactions, so keep it confidential.

Step 2: Choose a Betting Site that Accepts UPI

Research: Select a trustworthy online betting site that lists UPI as a deposit method. Check for its reputation, available games, odds, and bonus offers before signing up. 
 
Step 3: Deposit Funds Using UPI

Access the Cashier: Log into your betting site account and navigate to the cashier or payments page, which is where all transactions are handled. 
 
Select UPI for Deposit: Within the deposit section, choose UPI as your payment method. Some sites may present UPI under a 'Net Banking' or 'Instant Bank Transfer' option. 
 
Specify Deposit Amount: Enter the amount of money you wish to deposit. Ensure this aligns with the site's minimum deposit requirement and your personal budgeting limits.

Provide UPI Details: Input your UPI ID when prompted. This links your betting site account to your UPI account for the transaction. 
 
Authorize Transaction: Confirm your deposit details and authorize the transaction by entering your UPI PIN when prompted. You may also receive an OTP (one-time password) for an additional layer of security. 
 
Transaction Confirmation: After authorization, the transaction will be processed. Deposits are typically instant, but occasionally, there may be a short delay. Once the funds are credited, you will receive a confirmation, and the amount will reflect in your betting account balance.

Step 4: Start Betting

With the funds successfully deposited, you can browse through the betting site and start placing bets on your preferred sports or casino games. 
 
Note on Withdrawals

While UPI is acclaimed for its swift deposit process, withdrawals can be subject to processing times dictated by the betting site's policies. It may take a few hours up to a few business days for funds to reflect in your bank account.

Pros and Cons of Using UPI in Betting Portals

In my role, closely involved with the dynamics of online betting, I've observed firsthand the revolutionary impact of the Unified Payments Interface (UPI) on online transactions, particularly in the sphere of UPI betting sites catering to areas like cricket match prediction. This payment method, while offering a range of advantages, also presents its own set of challenges for those engaging in online betting, especially in the context of India. My insights aim to shed light on both these facets, helping bettors navigate the UPI landscape with greater understanding and ease.

Pros

Fast and Secure Transactions: Deposits via UPI on betting sites are known for their speed. Users appreciate the instant deposit feature, which is complemented by secure withdrawals. This swift transaction capability ensures that bettors can place bets without delay, enhancing the online betting experience. 
 
No Additional Fees: UPI stands out among betting sites because it does not impose extra transaction fees. This ensures that every rupee deposited goes directly into the user's betting budget, which can be a game-changer for UPI transactions in the gambling sphere. 
 
Extensive Acceptance in India: UPI's popularity among betting sites in India cannot be overstated. Its acceptance crosses over 100 million users, making it a preferred choice for UPI payments in the online betting sector. 
 
Local Currency Operations: UPI's design for the Indian market means transactions are conducted in rupees, simplifying the process for those engaged in cricket betting or other sports betting activities. 
 
Round-the-Clock Availability: Unlike traditional banking services, UPI is available 24/7, barring bank holidays, allowing users to make transactions any time which is crucial for those who bet on international events that may occur in different time zones 
 
Transaction Tracking: Bettors have the ability to track their deposits from initiation to completion, providing transparency and confidence in the funds' movement and receipt into their betting balances 
 
High Security and Privacy: With UPI, the transaction process is highly encrypted, and two-factor authentication adds an extra layer of security. Moreover, users do not need to remember or enter sensitive bank details like account number or IFSC code, which adds to the privacy of transactions

Cons

Selective Bank Integration: Not all banks in India are integrated with UPI, which can be limiting for users of some betting sites. 
 
Limited to Indian Banks: UPI is an India-centric payment solution. While it covers a large number of Indian banks, it is not an option for international banks, which can be a limiting factor for bettors using international betting sites or those outside India. 
 
Regulatory Oversight: The Indian government's regulation over UPI means a lack of complete anonymity in UPI transactions, a potential concern for privacy-seeking bettors. 
 
Immediate Fund Requirement: Unlike some credit options, UPI requires immediate fund availability in the user's bank account, which can be a limitation for spontaneous bets on betting sites. 
 
No Overdraft Facility: UPI requires that funds be available in the linked bank account at the time of the transaction. This means bettors cannot bet on credit, which can be restrictive for those who do not have immediate funds but expect incoming funds soon. 
 
Transaction Caps: UPI has restrictions on the amount you can transfer, which may necessitate multiple transactions on betting sites, impacting the user experience. UPI imposes a daily transaction limit of 1,00,000 Indian rupees, which may not be conducive for high rollers or those looking to make large deposits or withdrawals in a single day 
 
Tech Dependency: The effectiveness of UPI is contingent on technology access, which can be a barrier in some parts of India where betting site users may not have stable internet or smartphones. 
 
Server Downtime: UPI relies on bank servers, which can occasionally experience downtime. This can lead to transaction delays and can be particularly frustrating if it happens during a crucial betting window. 
 
In considering UPI for online betting, users must weigh these aspects. The convenience and cost-effectiveness of UPI are clear, yet the nuances of bank compatibility and transaction privacy are important factors for any bettor using betting sites in India.

Top UPI apps

In my experience analyzing the online betting landscape, I've conducted extensive research on the top UPI apps in India. This research has unveiled a spectrum of applications, each offering unique conveniences and features beneficial for users in the betting realm. These apps, including Paytm, Freecharge, PayZapp, Pockets by ICICI Bank, Mobikwik, BHIM UPI, Axis Pay, CRED, Amazon Pay, and Airtel Thanks App, stand out for their distinct advantages.

Paytm

Paytm is an Indian digital payment and financial services company founded in August 2010 by Vijay Shekhar Sharma. It operates from Noida, Uttar Pradesh, and serves customers in India and Japan. Paytm offers a variety of products including payment services, a payments bank, investment and insurance products, and entertainment ticketing through Paytm First Games. With a mission to bring half a billion Indians into the mainstream economy, Paytm is used by over 300 million Indians for payments, bill payments, recharges, money transfers, booking tickets for movies and travel, among other services​​. 
 
The service has consistently expanded its offerings, introducing features such as UPI Lite, RuPay credit card on UPI, Paytm SBI Card, and various versions of Paytm Soundbox. They've also ventured into financial services like equity trading, Paytm Money IPO, and introduced products like Paytm Gold and Paytm Postpaid​.

Freecharge

Freecharge is a financial services company headquartered in Gurugram, India. Founded in August 2010 by Kunal Shah and Sandeep Tandon, Freecharge began as a platform for online recharges and bill payments. Over the years, it has expanded its services to include UPI money transfers, deals, gift cards, and mutual funds investments. Notably, Freecharge was acquired by Snapdeal in April 2015, in one of the largest e-commerce acquisitions in India at that time, and later by Axis Bank in July 2017. As of 2022, Freecharge has a net income of ₹22.59 crore (US$2.8 million)​​.

PayZapp

PayZapp is an e-wallet service launched by HDFC Bank in 2015 to facilitate various financial transactions and meet customer expectations in the digital age. The app is available to both HDFC customers and those of other banks, supporting a wide range of services like fund transfers, shopping, recharges, bill payments, and more. It emphasizes ease of use for funds transfer and prioritizes safety and security through heavy encryption and firewalls. Additionally, PayZapp offers cashback and rewards, giving up to 5% cashback on various transactions and rewards that can be redeemed with partner merchants​

ICICI Pockets

ICICI Pockets is a digital wallet offered by ICICI Bank, one of India's leading private sector banks with a significant international presence. Introduced as an e-wallet powered by VISA, Pockets functions like other e-wallets but stands out with additional features. It is available to both ICICI customers and those from other banks, allowing fund transfers, utility bill payments, and online and offline shopping. The app offers NFC (Near Field Communication) technology for contactless payments, and users can request a physical VISA card for use in stores. Moreover, Pockets facilitates hassle-free mobile recharges and allows setting up of auto-payments for regular bills​​.

MobiKwik

MobiKwik is an Indian payment service provider established in April 2009 by Bipin Preet Singh and Upasana Taku. It offers a mobile phone-based payment system and digital wallet that allows users to add money for various transactions. Recognized by the Reserve Bank of India, MobiKwik's wallet facilitates bill payments, small consumer loans, insurance (including accident, life, and fire insurance), IMPS money transfers, credit card bill payments, mutual funds investments, and DTH recharges. The service also enables sending and receiving money via a mobile app​​.

BHIM

BHIM (Bharat Interface for Money) is a mobile payment app developed by the National Payments Corporation of India (NPCI), based on the Unified Payments Interface (UPI). Launched in December 2016, BHIM enables e-payments directly through banks to promote cashless transactions and is named after Dr. Bhimrao Ambedkar. It supports instant money transfers between all Indian banks that use UPI and is operable on all mobile devices. Unlike mobile wallets, BHIM doesn't hold money but facilitates transfers between bank accounts and allows transactions at any time. It also offers Aadhaar-based authentication for sending or receiving digital payments​​.

AxisPay

BHIM AXIS PAY is a mobile application offered by Axis Bank, which allows users to send and receive money instantly using any bank account through a UPI ID (VPA). This app operates on the Unified Payments Interface (UPI), a system that enables immediate money transfers without the need to know the sender’s or receiver’s bank account details. Transactions can be conducted with ease and security, using just the UPI ID as the primary identifier for the transfer of funds​​.

Amazon Pay

Amazon Pay is an online payment processing service introduced by Amazon in 2007. Headquartered in Seattle, Washington, it allows users to pay with their Amazon accounts on external merchant websites. The service is available in multiple countries, including India, where it also supports Unified Payments Interface (UPI). Amazon Pay includes Amazon Pay Express for simple e-commerce use cases and Amazon Pay UPI, which was launched in partnership with Axis Bank in 2019 for Android users in India. Additionally, Amazon acquired GoPago's technology in 2013 to enhance its mobile payment offerings and in 2020 introduced a feature for Alexa users to pay for gas via voice command​​​​​​.

CRED

CRED is an Indian fintech company founded in 2018 by Kunal Shah in Bangalore. It is primarily known as a reward-based credit card payments app, allowing users to make house rent payments and offering short-term credit lines. By 2021, CRED had attracted over 5.9 million users and handled about 20% of all credit card bill payments in India. The company offers a range of products, including Cred RentPay, Cred Cash, Cred Pay, Cred Store, and Cred Travel Store, and has introduced a peer-to-peer lending feature known as Cred Mint. Kunal Shah describes CRED as a TrustTech company, focusing on solving trust issues in Indian society which he sees as vital to economic prosperity​​​​​​.

FAQ

Unified Payments Interface (UPI) is a real-time payment system that allows users to transfer money between bank accounts using a single mobile application. Introduced by the National Payments Corporation of India (NPCI), UPI enables users to send or receive money, pay bills, and authorize payments without the need for IFSC codes or account numbers​​​​. Users can link multiple bank accounts within a single app, which combines various banking features, fund routing, and merchant payments into one seamless experience​​. Transactions can be done across different banks via a single platform, and the system is designed to work with a simple interface, making it user-friendly and efficient​​.

Depositing using UPI on betting sites in India is considered to be safe and reliable. UPI, which stands for Unified Payments Interface, is a system backed by the Reserve Bank of India, ensuring it adheres to strict security standards. It's designed to allow for instant, secure, and straightforward transactions, making it an increasingly popular payment method among Indian punters for both deposits and withdrawals on top online gambling sites and apps

When engaging with online betting platforms, understanding the nuances of financial transactions is crucial for a seamless gaming experience. Our curated tables provide essential information about the deposit and withdrawal times for users employing UPI payments. This guide aims to equip bettors with the knowledge needed to manage their finances effectively on various betting sites.

Betting WebsiteDeposit Time via UPIWithdrawal Time via UPICustomer Support
10CricUsually within 1 hourProcessed within 2 business days, up to ₹18,00,000 in a 30-day periodContact if delays occur
MelbetInstantInstantly processed, varies from 15 mins to 2 days24/7 live chat support
RabonaInstant under normal circumstancesBetween 1 to 3 days, may vary on weekends/holidaysNo fees for deposits or withdrawals
ParimatchInstantAs quickly as possible, specific timeline not statedCuracao license, safety technologies
1xBetInstantWithin 24 hours, may take a few daysConsult customer service for  
up-to-date info

Cricket betting apps in India have fully embraced UPI as a payment method, offering an easy and convenient way for bettors to make deposits and withdrawals. Among the top-rated ones, the Parimatch App stands out with its top-notch Android and iOS functionality, rapid withdrawal speeds, an environment optimized for Indian users, and robust data security measures. Melbet and Betway Apps follow closely, providing excellent in-app live betting experiences, high odds, and a range of payment methods including UPI, with Betway also featuring a special loyalty program. 1Win and Rajabets Apps cater to instant withdrawals and offer an extensive selection of sports for betting, while 4rabet focuses on Indian players with a comprehensive betting tracking system and excellent cricket odds. Paripesa rounds up the list with a wide range of payment options and numerous betting opportunities